Standard Pension Calculator

Instructions Your answers

1. Enter the age at which you intend to retire.

If this is earlier than your normal pension age (60 for most members, or 55 for special class members) your pension and lump sum will be reduced before being paid. Both the unreduced and reduced benefits are shown below


Complete months

2. Do you have special class status (with a normal retirement age of 55)?

No Yes

3. Enter your current salary (excluding any amounts you do not pay pension contributions on).
Please enter only numeric values (no commas), using decimal points where needed.
Non-numeric values will cause errors.

4. Enter the total number of whole years Scheme membership
Do not include any added years you are purchasing as this calculator does not take account of them



Retirement at selected age before reduction is applied

Annual Pension

Lump Sum Retirement Allowance

Retirement at selected age with reduction applied

Actuarially reduced pension

Actuarially reduced lump sum

Important notes:

  • The results assume that you would receive a normal lump sum based on three times pension before any reduction due to early retirement.
  • Benefits are only permitted to be taken before your normal retirement age if the pension is sufficient to pay any Guaranteed Minimum Pension
  • Any additional pension you may be purchasing through additional voluntary contributions is not taken in account by this calculator
  • If you joined the NHS Pension Scheme on or after 1 April 2006 either for the first time or having not been in the NHS Pension Scheme since 31 March 2000 then from 6 April 2010 the earliest age at which you can choose to retire voluntarily is 55 years.
  • This calculator is only valid for calculating pensions for members who have paid pension contributions in respect of full time NHS employment and are not general medical, dental or ophthalmic practitioners.
  • If you intend to retire soon and you want an accurate pension forecast you should contact your local pensions officer
NHS Pension Scheme Members Association - Chairman Dr. R. Vartikovski